No, I Don’t Want To Buy A Timeshare!

Don’t you just hate the letters and phone calls you receive about some great opportunity to buy timeshares or some other asset that you are “pre-approved” for?  I sure do!  I just hate these solicitations.  My shredder stays busy disposing of the written offers and I hardly ever answer my home phone anymore.  The calls are 99% solicitations of some sort.  Disgusting!

6-20-08TimeShareRGB

TAKE ME OFF YOUR LIST! (for 5 years anyway!)

I did find that there is a way to STOP receiving “prescreened” offers of credit.  Here are the details:

1-  Call toll free:  1-888-567-8688.  Indicate you want to opt-out of all prescreen notices.  You have to provide secure information, but don’t worry about this.  You are calling the consumer credit reporting industry opt in and opt out number.

2-  Visit the website:  www.optoutprescreen.com

3-  Send real letters to the credit bureaus requesting to be removed from all pre-screened offers.

Here are the companies to write to.  Be sure you write to all 3 of them:

Transunion Opt Out Request – POB 505, Woodlyn, PA 19094-0505

Experian Information Systems, Inc. – POB 919, Allen, TX  75013

Equifax Options – POB 740123, Atlanta, GA  30394-0123

I’m told the prescreen removal is only good for 5 years and then you need to resubmit.  No problem, I’ve saved the number and the website and the addresses.  Hope you will as well!

About Sara Seasholtz

Sara Seasholtz, CFP®, was voted one of “50 Most Influential Women in Charlotte” by The Mecklenburg Times in 2011, and she’s been a trusted financial advisor to her clients for over 30 years. Have a financial question?ASK SARA!

Connect

Get free updates from Financial Strategies for Life™ directly in your email inbox. Your information will be kept completely private.

, , ,

Comments are closed.

This communication is strictly intended for individuals residing in the states of CO, CT, FL, MO, NC, NY, SC, TX, VA, WI . No offers may be made or accepted from any resident outside the specific state(s) referenced.

IMPORTANT CONSUMER INFORMATION
A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation.