Don’t you just hate the letters and phone calls you receive about some great opportunity to buy timeshares or some other asset that you are “pre-approved” for? I sure do! I just hate these solicitations. My shredder stays busy disposing of the written offers and I hardly ever answer my home phone anymore. The calls are 99% solicitations of some sort. Disgusting!
TAKE ME OFF YOUR LIST! (for 5 years anyway!)
I did find that there is a way to STOP receiving “prescreened” offers of credit. Here are the details:
1- Call toll free: 1-888-567-8688. Indicate you want to opt-out of all prescreen notices. You have to provide secure information, but don’t worry about this. You are calling the consumer credit reporting industry opt in and opt out number.
2- Visit the website: www.optoutprescreen.com
3- Send real letters to the credit bureaus requesting to be removed from all pre-screened offers.
Here are the companies to write to. Be sure you write to all 3 of them:
Transunion Opt Out Request – POB 505, Woodlyn, PA 19094-0505
Experian Information Systems, Inc. – POB 919, Allen, TX 75013
Equifax Options – POB 740123, Atlanta, GA 30394-0123
I’m told the prescreen removal is only good for 5 years and then you need to resubmit. No problem, I’ve saved the number and the website and the addresses. Hope you will as well!